What Happens If You Can’t Repay a Loan App in India?
Last Updated: July 2026 | By James D — Mumbai-based borrower, not a financial advisor
Loan Problems & Harassment
This category addresses the darker side of borrowing — including repayment pressure, harassment fears, data misuse, and what borrowers can legally do when things go wrong. The articles aim to educate readers about their rights, common tactics used by unethical lenders, and safer ways to handle difficult loan situations.
Loan Approved But Money Not Received? Do This Now in India
Last Updated: May 2026 | By James D — Mumbai-based borrower, not a financial advisor
5 Dirty Tricks Loan Apps Use in India — And How to Beat Them
The five most common tactics are: fake approval followed by an upfront KYC fee, hidden charges deducted before disbursal, contact list blackmail during recovery, rolling loan traps that push you deeper into debt, and fake…
Loan App Threatening to Contact Your Friends? Do This Now
No — it is illegal. RBI’s 2022 digital lending guidelines explicitly prohibit loan apps from accessing your contact list and using it for recovery purposes. Contacting friends, family, or colleagues to shame or pressure a…