Privacy Policy

1. Who We Are

GetLoanCredit.com ("we", "our", "us") is a personal finance review website operated by James D, based in Mumbai, India. Our website address is: https://getloancredit.com

We publish honest, first-hand reviews and comparisons of instant loan apps available in India, including KreditBee, Fibe, Pocketly, and others. We are not a financial advisor, lender, or broker.

2. Information We Collect

We collect information in the following ways:

• Comments: If you leave a comment on our site, we collect your name, email address, and the content of your comment. Your IP address and browser user agent are also collected to help with spam detection.
• Contact Form: If you contact us via our contact form, we collect your name, email address, and message content.
• Analytics: We use Google Analytics 4 to collect anonymised data about how visitors use our site — including pages visited, time spent, and general location (country/city level). We do not collect personally identifiable information through analytics.
• Automatically Collected Data: Like most websites, our server automatically collects your IP address, browser type, operating system, and referring URL when you visit our site.

3. How We Use Your Information

We use the information we collect to:

• Respond to your comments and enquiries
• Improve our website content and user experience
• Detect and prevent spam and fraudulent activity
• Understand how our content is being used (via analytics)
• Display relevant advertisements (via Google AdSense)

We do not sell, rent, or trade your personal information to any third party.

4. Cookies & Tracking

Our website uses cookies — small text files stored on your device — for the following purposes:

• Essential cookies: Required for the website to function correctly. These cannot be disabled.
• Analytics cookies: Used by Google Analytics to track anonymised visitor behaviour. These help us understand which content is most useful.
• Advertising cookies: Used by Google AdSense to display relevant advertisements based on your browsing behaviour.
• Comment cookies: If you leave a comment, you may opt-in to storing your name and email in cookies for your convenience. These last for one year.

You can control or disable cookies through your browser settings at any time. Note that disabling cookies may affect how our website functions.

5. Third Party Services

We use the following third-party services that may collect data independently:

• Google Analytics 4 — Website traffic analysis. Google Privacy Policy
• Google AdSense — Advertising. Google Privacy Policy
• YouTube — Embedded videos on our pages. Google Privacy Policy
• Gravatar — Profile images for comments. Automattic Privacy Policy
• Wordfence — Security plugin that may collect IP addresses for threat detection.

Each of these services operates under their own privacy policies. We encourage you to review them independently.

6. Google AdSense & Advertising

GetLoanCredit.com displays advertisements served by Google AdSense. Google uses cookies to serve ads based on your prior visits to our website and other websites on the internet.

You may opt out of personalised advertising by visiting Google's Ad Settings. Alternatively, you can opt out of third-party vendor use of cookies by visiting aboutads.info.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to Access: You can request a copy of the personal data we hold about you.
• Right to Correction: You can request that we correct any inaccurate personal data.
• Right to Deletion: You can request that we delete your personal data, subject to legal obligations.
• Right to Object: You can object to how we process your data in certain circumstances.
• Right to Data Portability: You can request your data in a portable format.

To exercise any of these rights, please contact us at the email address below. We will respond within 30 days.

8. Data Security

We take reasonable steps to protect your personal information from unauthorised access, disclosure, or loss. Our website uses HTTPS encryption, and we use Wordfence security to protect against malicious activity.

However, no method of internet transmission is 100% secure. We cannot guarantee absolute security of your data.

9. Children's Privacy

GetLoanCredit.com is not directed at children under the age of 18. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. When we make significant changes, we will update the "Last Updated" date at the top of this page.

We encourage you to review this policy periodically. Continued use of our website after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

• Website: getloancredit.com/contact-us
• Location: Mumbai, India