What Is an NBFC? And Why Most Instant Loan Apps Aren’t Banks
When most people take a loan through a mobile app, they assume one thing: “A bank is giving me this […]
RBI Digital Lending Guidelines Explained for Instant Loan App Borrowers (2026 Update)
Introduction Over the past few years, instant loan apps have transformed how Indians access short-term credit. With just a smartphone
Instant Loan in India: How It Really Works, Risks, and Smarter Alternatives
What Is an Instant Loan? An instant loan is a short-term personal loan offered primarily through mobile apps and digital
Best Loan Apps for Small Amounts in India (₹3,000–₹20,000) – End-of-Month Reality Check [2026]
The end of the month has its own personality. Rent is paid.Bills are cleared.Salary is almost credited — usually by
Should I Take a Loan to Buy a Laptop or Wait a Year? The Real Cost of Waiting
This is a question many of us quietly struggle with. You want to start something — a business, freelancing, automation,
I Needed ₹10,000 Urgently – Here’s Exactly What I Did (And What I’d Avoid)
Needing ₹10,000 urgently is a very specific kind of stress. It’s not a luxury amount.It’s not a business loan.It’s that
“Your Loan Is Approved” — Why Loan Apps Say This and Still Reject You Later
If you’ve ever seen a message saying “Congratulations! Your loan of ₹XX,XXX is approved”, you know exactly what happens next.
Why Your CIBIL Score Can Drop Even After You Repay a Loan (Real Reasons)
Last updated: January 2026 You repaid your loan. You expected fireworks, a pat on the back, maybe even a 50-point
How We Used a ₹10,000 Loan to Launch Our Side Hustles (And Some Mistakes We’ll Never Forget)
Thinking of taking a small loan to finally start your side hustle? Let me tell you — ₹10,000 can actually
What Really Happens If You Take a Loan and Don’t Pay It Back in India
Last updated: January 2026 “Chalta hai, yaar… what will they do?”If that’s your inner voice after borrowing from a loan