“Your Loan Is Approved” — Why Loan Apps Say This and Still Reject You Later
If you’ve ever seen a message saying “Congratulations! Your loan of ₹XX,XXX is approved”, you know exactly what happens next. […]
This category addresses the darker side of borrowing — including repayment pressure, harassment fears, data misuse, and what borrowers can legally do when things go wrong. The articles aim to educate readers about their rights, common tactics used by unethical lenders, and safer ways to handle difficult loan situations.
If you’ve ever seen a message saying “Congratulations! Your loan of ₹XX,XXX is approved”, you know exactly what happens next. […]
Quick Answer: If no loan app is approving you, first check your credit score for issues, stop applying repeatedly, and
Last updated: January 2026 “The app vanished a week after I repaid the loan.”Sounds like a thriller plot, doesn’t it?
“It’s been eight hours since they said ‘You’re approved’—but my bank balance is still zero.” Back in 2023, I was
😠 Ever Received a Message Saying Your Loan is Approved… But You Never Applied? If you’ve seen SMSes like: “₹18,500
A couple of years ago, after missing an EMI by a few hours, one instant loan app did the unthinkable: