Why Your CIBIL Score Can Drop Even After You Repay a Loan (Real Reasons)
Last updated: January 2026 You repaid your loan. You expected fireworks, a pat on the back, maybe even a 50-point […]
This section focuses on understanding CIBIL scores, credit reports, and how everyday borrowing decisions impact long-term financial health. The articles here are based on real situations people face in India — from score drops after missed EMIs to common mistakes borrowers don’t realize they’re making. The goal is to help readers improve their credit safely and avoid long-term damage.
Last updated: January 2026 You repaid your loan. You expected fireworks, a pat on the back, maybe even a 50-point […]
💬 “I want to get married, but I don’t know where to get the funds from.” That’s what Amar, a
When I applied for my first personal loan in early 2024, I was shocked to discover my CIBIL score was